01384 888900 or 07929 535056 james.barfoot@four-nations.co.uk

Mortgage Adviser Halesowen, West Midlands

Services We Offer

Mortgage Adviser Halesowen

Professional Mortgage Advice In Halesowen & Surrounding Areas


I can advise you on the following mortgage areas.


  • First time buyers
  • Home Movers
  • Re-mortgage applications
  • Product transfers if you stay with your existing lender.
  • Buy to Let*
  • Let to Buy
  • New Build
  • Self-Build
  • Commercial mortgages*
  • Subprime or Adverse credit
  • Help to Buy
  • Shared ownership
  • Gifted deposits
  • Council Right to Buy
  • Debt consolidation

*Business Buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.

Professional mortgage adviser Halesowen

Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. You should think carefully before securing other debts against your home.

Protection Insurance for you and your family

I will help clients find solutions to protect against loss of income due to accident, sickness, redundancy, ill-health such as critical illness or death. By not having adequate protection policies in place this could drastically affect both the customers and family’s life styles, it could lead to financial difficulties in a time of the life they need it most.

It is most people’s biggest financial commitment when buying a home, I will look at all options that they can keep their dream home and standard of living if they were to fall ill, have an accident or the family could keep the home if a partner were to pass away.

Areas of protection I can recommend:

  • Decreasing term assurance for mortgage and loans
  • Level term assurance
  • Critical illness products
  • Income protection products over the short and long term
  • Accident, Sickness and redundancy
  • Family Income Benefit products
Professional mortgage adviser Halesowen, mortgage products, mortgages and protections in Halesowen and surrounding areas.

Buildings and Contents Insurance

This is a really important part of owning your own home and I can look at the best products available to protect both your property and contents.

Wills, Trust and Powers of Attorney

I work closely with solicitors and can recommend you to a suitable person who can look after your needs in this area.

Secured Loans

This is another area I can look at if you are thinking of raising money for home improvements or debt consolidation etc, after I assess your circumstances I will recommend the best options to move forward with.

Investment & Pension Advice

If this is for you personally or your business I work closely with professional financial advisers who specialise in this area, I can recommend the most suitable adviser to discuss your circumstances.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

The Financial Conduct Authority do not regulate will writing, trusts, buy to let and commercial mortgages.

Commercial mortgages and secured loans are available by referral only. 

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

Will writing is not part of the Quilter Financial Planning offering and is offered in our own right.

Get In Touch!

Mortgage Adviser Halesowen, West Midlands & Surrounding Areas

Phone: 01384 888900 or 07929 535056 or Email: james.barfoot@four-nations.co.uk